What Is My Case Worth?
After being injured in an accident, you will almost immediately be approached by insurance adjusters with questions and a proposed settlement agreement. If you are presented with a settlement offer, you should take a moment to consider what you case is worth, or rather, what monetary resources you will need moving forward.
What Are The Extent Of Your Injuries?
Determining the value of your claim is no easy task, it requires extensive investigation into the extent of your injuries. Many lawyers will tell you, there is no way to accurately value your claim until you’ve been thoroughly examined by a medical professional, and you should never settle a claim within the first 30 days following your accident.
Why? Because you don’t know how severe your injuries are. Many injuries appear minor at first, but slowly reveal themselves to be more serious.
For example, you may think you have whiplash, but you may really have a herniated disk that requires surgery. There is no way to know the full extent of your injuries until you have taken the time to see a doctor, have X-rays and CT scans, and followed up with medical specialists.
Will Your Injury Impact Your Ability To Earn A Living?
If you experienced a back injury, doing any type of lifting or manual labor may be impossible. It may even be painful to sit at a desk for long periods of time. Other types of injuries can also interfere with your ability to work. If you are forced to reduce your shifts, or change jobs, you may not be able to earn as much as you used to. If an injury will impact your future earnings, those lost wages need to be taken into account when valuing your claim.
Who Was At Fault?
Fault comes into play when determining the value of your case. In Ohio, your compensation will be reduced by your degree of fault.
For example, if you are awarded $100,000 for your injuries, but were found to be 40 percent responsible for the accident, you can only recover 60 percent, or $60,000.
Determining fault is extremely difficult, it requires gathering and analyzing photographic evidence of the accident, interviewing witnesses, and can even require accident reconstruction. It will be extremely difficult to do this without the help of a lawyer, and trusting the insurance company’s determination of fault is not a good idea.
Protect Your Financial Interests By Contacting An Attorney
Analyzing the value of a personal injury claim is no easy task. There are many moving parts and numerous experts may need to be involved. The best way to protect your financial interests is to work with an experienced injury lawyer.
This may be your first interaction with the legal system, but it’s not our first time. Attorney Steve Moyer has been representing injury victims for over 35 years. His decades of experience have given him great insight into the inner workings of insurance companies and the court system. He knows what your claim is worth, and he knows when insurance companies are treating you unfairly.
Get The legal Help You Need
If you or a loved one has been injured in an accident, contact our firm. We offer free consultations and take personal injury cases on a contingency basis — that means you pay us nothing until we’ve obtained compensation for you. Call 614-444-2000 to discuss your situation in detail. Our office is located in Columbus, Ohio.